AI-led delivery for financial services

We build AI into the way financial services work.

Senior technologists who design, build and run AI inside the workflows of New Zealand banks, lenders, insurers and payment providers.

See the work How an engagement runs

Illustrative register: 100 applications, one review pass

100of 100

checked as they arrive

Checked
Exception, sent to a person
Waiting

On the record

100%: of lending applications checked in real time
70%+: faster end-to-end payment processing
<12 mo: to a new cloud-native core banking platform
120+ yrs: of collective delivery experience

Measured on outcomes, not hours.

AI in production, not in pilots

We take AI from scattered experiments to governed workflows running on every case.

Deep financial services knowledge

Major and tier 2 banks, non-bank and digital lenders, insurers and payment providers.

Complexity handled with clarity

Regulated, legacy-heavy environments are where we do our best work.

Capability that stays

We transfer knowledge as we build, so your people own the change.

Case file: non-bank lending

AI that reads, checks and decides. Your people stay in control.

What we built for a nationwide non-bank lender, and the pattern we bring to every engagement: AI working inside the process, on every case, with every step explained.

Read the case

Reads
Understands the paperwork
Payslips, bank statements, IDs and customer uploads, interpreted as they arrive.
```
payslip_03.pdf  read
bank_stmt.pdf  read
licence.jpg  verified
```
Checks
Applies policy to every case
Lending policy, credit rules and QA checklists on 100% of applications, not a 10% sample.
```
credit policy  14/14
AML/CFT  clear
affordability  pass
```
Decides
Routes, never rubber-stamps
Clean cases flow straight through. Exceptions go to the right person straight away.
```
clean case  straight through
exception  to QA officer
```
Explains
Leaves a full audit trail
Every check is logged with its reasons, so decisions are traceable and audit-ready.
```
09:41  income checked
09:41  policy applied
09:42  reason logged
```

Human oversight by design. People sign off what matters, and can see why.
Controls built in. Auditability and compliance from the first sprint.
No lock-in. We work with your stack and your preferred models.

Built on AWS Bedrock, Claude, Google AI Platform, Azure ML, Python

Selected work

Client names stay confidential. Sector, problem, build and result do not.

All five case studies

What we do

A team gathered around a table of printed plans, one person pointing at a detail

Inspect, assess, design, deliver.

Step 1 of 4
Inspect
Understand the current state
You can’t transform what you don’t understand. We start with data and dialogue.
Step 2 of 4
Assess
Surface insight and opportunity
Find where the value is, and avoid solving the wrong problem.
Step 3 of 4
Design
Shape what the future looks like
Co-design AI-assisted workflows that fit your people, process and platforms.
Step 4 of 4
Deliver
Activate with precision and pace
Rapid, iterative sprints, then measure what gets adopted, not just shipped.

The four steps in detail

We run what we build.

Senior technologists in Auckland and India. Hosting, support and continuous improvement come from the people who built the platform, so the gains keep compounding after go-live.

Meet the team